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Etsy Fee Calculator

A US Etsy fee calculator for listing, transaction and processing fees, using official Help figures checked on 11 November 2026. Official sources are linked at the end of this page.

By Alex, Alex Builds Studio · Updated 2026-11-11

Try

You keep

$28.04

Profit

Fees and what you keep

Results

Total charged to buyer
$58.00
Sales tax remitted
$0.00
Listing fee
$0.20
Transaction fee (6.5%)
$3.77
Etsy Payments processing (3% + $0.25)
$1.99
Total seller fees
$5.96
Your payout
$52.04
Profit
$28.04
Margin on sale (ex-tax)
48%
ROI on cost + shipping
117%
Max buy for this deal
$31.04
List price for target profit
$35.59
Break-even list price
$19.02

This is an estimate. Your official seller statement is authoritative.

This Etsy fee calculator is for US sellers who need a clear split between the $0.20 listing fee, the 6.5% transaction fee, and the Etsy Payments processing fee of 3% + $0.25. Those three charges are often mashed together in casual advice, which is how a $40 sale turns into a surprise. We transcribed the figures on 11 November 2026 from official Etsy Help articles. The calculator also handles Offsite Ads at 15%, or 12% once a shop has made $10,000 in any consecutive 365-day period, with a $100 cap per order. It is not an Etsy product, and it will not pretend otherwise.

The three fees that show up on almost every US sale

Etsy Help lists a $0.20 listing fee for each listing, charged when the listing is published or auto-renewed, whether or not it sells. Listings last four months. If you sell an extra quantity from a multi-quantity listing, another $0.20 can apply to that additional quantity. This calculator includes the $0.20 by default for a single sale; uncheck it if you are modelling a sale from a listing whose fee you already treat as a sunk cost, but do not forget it when you look at a month of renewals.

The transaction fee is 6.5% of the total order amount in your listing currency and, per the Help article, applies to shipping and gift wrapping if you charge for those. It is distinct from the payment-processing fee. For US sales we apply 6.5% to item price + shipping + gift wrap, and we do not apply it to sales tax collected on the order. The public Help article is more detailed about shipping and gift wrap than about tax; we state that assumption in the methodology so you can compare it with your Payment account.

Payment processing for a US bank account is 3% plus $0.25 USD, taken from the total sale price including shipping and any applicable sales tax. That comes from the payment-processing Help table we fetched the same day. A $50 item with $8 shipping and $3.48 tax therefore pays a $0.20 listing fee, a $3.77 transaction fee on $58, and a $2.09 processing fee on $61.48. Adding those together is the only honest way to talk about 'Etsy fees' on that order.

Offsite Ads are a different decision

listing fee = $0.20 per listing (optional to include on a single-sale model)
transaction fee = 6.5% × (item + shipping + gift wrap)
processing fee = 3% × (item + shipping + gift wrap + tax) + $0.25
Offsite Ads = 15% or 12% × (item + shipping + gift wrap), capped at $100 per order

Offsite Ads are charged only when Etsy attributes an order to one of those ads. Shops that have never reached $10,000 USD in any consecutive 365-day period can opt out. Shops that have reached that threshold are automatically enrolled and, according to the Help article, required to participate for the life of the shop, at the discounted 12% rate. The fee is calculated on the amount you made from the sale before the advertising fee, and it will not exceed $100 on a single order. Tick the boxes in the calculator only when you are modelling an attributed Offsite Ads sale; leaving them off is the right default for a regular on-site order.

A worked US example

Tax is an illustration. Use the tax that actually applied to the order. Fees follow the Help articles checked on 11 November 2026.
LineBaseAmount
Item + shipping$50.00 + $8.00$58.00
Sales tax (illustration only)entered by you$3.48
Listing feeflat$0.20
Transaction fee6.5% × $58.00$3.77
Processing fee3% × $61.48 + $0.25$2.09
Total Etsy fees without Offsite Ads$6.06
Offsite Ads at 15%, if attributed15% × $58.00$8.70

If that $50 item cost you $18 and postage cost you $5, your payout after tax remittance and the $6.06 in standard fees is $52.94, and profit is $29.94 before any Offsite Ads. Add a 15% Offsite Ads fee and the profit drops by $8.70. That is why a 'good' Etsy price can still be a mediocre price once ads are involved, and why this page keeps ads optional instead of burying them in a single blended percentage.

Mistakes that are expensive on Etsy

  • Quoting '6.5% plus 3%' as if both percentages used the same base. Processing includes tax; our transaction-fee base does not.
  • Forgetting the $0.20 when you renew dozens of listings that never sell.
  • Assuming you can opt out of Offsite Ads after the shop has already crossed $10,000 in a 365-day window.
  • Comparing Etsy with Shopify or a PayPal invoice without putting processing on both sides of the comparison.
  • Treating Etsy Shipping Label cost as a fee percentage. Label prices are shipping costs; enter them in the shipping-cost field.

What this page does not do

It does not price Pattern, Etsy Ads (the on-site advertising product with a daily budget), VAT for non-US sellers, or currency-conversion fees. It is a US shop calculator. OpenFeeCalculator is not affiliated with Etsy. If your Payment account shows a different processing row because your bank is outside the United States, use the official table for that country rather than this page.

How to use this calculator

  1. Enter price, shipping and tax. Use the amounts the buyer actually pays for the item, postage and gift wrap, plus any sales tax collected. Those fields drive both fee bases.
  2. Decide whether the $0.20 belongs in this sale. Leave it on when you want the full cost of making the listing visible in the profit figure. Turn it off only when you are isolating the selling fees of an already-paid listing.
  3. Add Offsite Ads only when they apply. If the order is attributed to Offsite Ads, tick that box. If the shop has made $10,000 in a 365-day period, tick the 12% box. Otherwise leave both off.
  4. Read the fee lines separately. Do not stop at a single 'Etsy took X' number until you have seen listing, transaction, processing and ads as their own rows. That is how you catch a wrong base.

Frequently asked questions

Is the listing fee refunded if the item does not sell?

The Help article says the $0.20 is charged when the listing is published or renewed, whether or not it sells. This calculator treats it as a listing cost, not as a refundable selling fee.

Does the 6.5% transaction fee apply to sales tax in the US?

We apply 6.5% to item, shipping and gift wrap, not to sales tax, and we document that assumption. Always compare it with your Payment account.

What is the US processing fee?

For a US bank account the official table lists 3% + $0.25 USD on the total sale price including shipping and applicable sales tax.

When is Offsite Ads 12% instead of 15%?

When the shop has made $10,000 USD or more in any consecutive 365-day period. The Help article also says those shops must remain in the program. The fee is capped at $100 per order.

Can I opt out of Offsite Ads?

The Help article says you can opt out if your shop has never reached $10,000 in a 365-day period. After that threshold, participation is required.

Are you affiliated with Etsy?

No. OpenFeeCalculator is an independent tool from Alex Builds Studio and is not endorsed by Etsy.

Does this include Etsy Ads?

No. Etsy Ads use a daily budget you set. Offsite Ads are the only advertising product modelled here, and only when you tick the box.

Why is a PayPal calculator linked from this page?

Some sellers compare Etsy Payments with taking payment elsewhere. The PayPal page uses the official US merchant schedule we fetched on the same day. It is a related tool, not a claim that Etsy charges PayPal's rates.

Sources and updates